No ShiNY, we are going on the cruise as well, just have 2200 less to spend 
Critter, seriously, quit complaining. Here is how the math works out:
Bought the truck. Paid cash. After 5 years of depreciation, the truck costs you nothing. Two years later you spend 2200 to fix it. 2200 / 24 months = 91.67 per month. By paying cash up front, you saved that much in financing costs. Not to mention you could never buy a 5 year old truck and pay less than a hundred bucks a month.
I tell you what, I'll give you the $2200, you give me the truck and the pink slip.
Wa wa wa wa wa... at least your truck doesn't look like SHiNY's car right now.
GJ
(all this is 100% totally serious. There isn't a hint of sarcasm in anything written in this post. I would never write this if I didn't completely and whole heartedly feel this way. Please take me seriously. I'm joking.)