Choppers replace rotor/turbine bearings because there is a huge risk/cost if one fails mid flight. Turbo Bearings will last a long time. I put 60k on my first turbo and it was still looking great when it was pulled. No shaft play in either direction.
I have only ran my 2871 for 20k miles, and no issues there either. If you want to see how your bearings are in your turbo, the easiest check is to pull the intake tube and see if there is any play in the shaft. (forward and back as well as side to side)
Also during shut down, if your bearings are bad, you will here them start to make noise as the compressor spins down.
And you may not think about it, but all air that goes to your intake must go though the compressor. So it is technically spinning all the time. You build boost because your waste gate opens and puts force on the manifold side of the turbo, causing the "spool up" noise everyone is accustomed to hearing in a turbo car.
The bottom line is if you want to keep your turbo happy, change the oil regularly with synthetic, and let it cool down after a hard pull (either driving easily or letting the car idle for a few minutes) I was not nice to my stock turbo and I expected all kinds of play, but it was still in great shape.
Hope that helps